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Roy Arman Arfandy has been President Director of PT Bank Permata since November 2014. This senior banker has more than 25 years’ experience in the banking industry. He joined Bank Permata in 2007 and was entrusted with various strategic positions, including Head of Credit Services, Segment Head of Commodity and Local Corporate, Head of Client Relationship, Director of Wholesale Banking and Vice President Director. Roy graduated from Hasanuddin University in Makassar majoring in engineering.